REGISTERING LAND & PROPERTY IN BERMUDA

Buyer Information And Land Policy

LAND TITLE REGISTRATION

This newly implemented initiative ensures an efficient and secure way of recording ownership of land and rights by documenting land ownership in a public register, validated with Government approval.

VOLUNTARY REGISTRATION

The Land Title Registration Office will be accepting applications for voluntary registration of land. Applications will need to include survey plans, original title deeds and other relevant documents relating to the subject property &/or owners.

The below information outlines practice guidelines for plans and leases, as it pertains to the application process.

Plans

  1. All plans should be drawn to and show the actual scale. A drawn or bar scale is preferred, because it allows distortion from any subsequent photocopying to be identified.
  2. Orientation of the plan must be show, i.e. a north point.
  3. The plan must use the most suitable scale to reflect the necessary detail.
  4. The plan must contain sufficient surrounding established detail (e.g. walls, houses, road junctions etc.)
  5. Undefined boundaries (i.e. where no physical boundary exists) must be accurately defined.
  6. The plan must show buildings in their correct (or intended) position.
  7. The plan must show access drives or pathways if they form part of property boundaries.
  8. The extent of the property must be clearly indicated by means of suitable graphic reference, e.g. edging, colouring, or hatching. Any such references much be consistent with the text of the deed creating the right or interest.
  9. Exclusive and shared areas must be property differentiated and referenced as above and must be consistent with the text of the deed.
  10. Easements must be properly differentiated and referenced as above and must be consistent with the text of the deed creating the right or interest.
  11. The plan must show details of when it was drawn and by whom.
  12. Shown measurements must correspond, so far as possible, to scaled measurements.

If registering mines and minerals owned separately from the surface you must provide under r.25 LTRR 2018:

  • • A plan of the surface under which the mines and minerals lie,
  • • Any other sufficient details by plan or otherwise so that the mines and minerals can be identified clearly, and
  • • Full details of rights incidental to the working of the mines and minerals.

Leases

Lessee/Tenant: Where the title is leasehold, you must lodge the original lease.

Lessor/Landlord: If the title is subject to any leases you have granted, you must lodge the relevant counterpart lease.

Title Deeds

Supply all deeds and documents relating to the title, including abstracts of title, documents, contracts for sale, requisitions, replies, searches and other documents. Any original statutory declarations or affidavits, subsisting leases, subsisting charges, and the latest document of title (such as the conveyance to the applicant) should also be lodged. Original deeds and documents need not be produced if they are not in the control of the applicant. If there is no good explanation for the absence of the original deeds, LRTO may not be able to give absolute title (refer to – Practice Guide 2 First registration of title where deeds have been lost or destroyed).

Fees

The value of the land is up to $100,000 – Fee is $100

The value of the land is between $100,001 to $200,000 – Fee is $250

The value of the land is from $200,001 to $500,000 – Fee is $365

The value of the land is from $500,001 to $1 Million – fee is $750

The Value of the land is greater than $1 Million - the fee is $1,300

For more information contact The Land Title and Registration Office at 441.294.9240 or visit their website